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Some credit cards have no annual fee (AF) while others can have fees that seem ridiculous to some people. In fact, this is probably one of the bigger issues that new people struggle with. They here that...

Timeshare presentations are either a great way to save money on a vacation or a horrible nightmare. Some people love them, others hate them. Everyone should experience them at least once but the problem...

This is just a list of all of the credit cards we suggest in one place. This doesn’t mean that all of these cards will be right for you. Before you apply for any of these cards, please be sure to...

Alaska is one of my favorite places to visit especially on a cruise. If you do it right, you will take a one-way cruise usually from Alaska to Vancouver or from Vancouver to Alaska. Roundtrip cruises usually...

There’s nothing better than flying for free but we have to make sure that we are getting good value for those points and miles (hereafter “points”). The sweet spot is usually international travel, especially...

Why gift cards? The Chase Ink Business Cash (CIBC) gets 5x at office supply stores up to $25,000 per year. You can get more information on this card by reading this course. This category also includes...

It has been quite a while but Virgin Voyages has finally released some more cruises that can be booked with points. Just about all of you should have Amex MR’s or Chase UR’s and both of them...