How to earn free points with no purchase or credit card required using the Bilt app

Bilt was one of my favorite companies but they really nerfed the program in the summer of 2024. Nevertheless, it’s still a very interesting company. The guy that created the company just gets it. Too many of these older executives in Fortune 500 companies are clueless. Bilt is just built differently (no pun intended). The primary purpose of Bilt is to earn points for paying your rent via their Bilt credit card. This is an absolutely amazing product because it’s easy to use and there’s no annual fee. For renters, paying rent is a huge portion of their expenses and not being able to earn points on that spend was really unfortunate as it was leaving a lot of points on the table. With Bilt, renters can now earn points on that spend which really helps them get closer to an amazing vacation for free. You can learn more about the Bilt credit card by reading our article here. Unfortunately, you cannot use Bilt or anything else like it to pay your mortgage. Maybe someday.

Even if you don’t have the card, you can sign up for the program and earn points. Those points can be transferred to a number of travel partners. It only takes a few minutes to set up and once you have it done, there’s not much else to do except transfer your points every now and then. This course will walk you through all the ways that you can earn points without the card. Unfortunately, this course was slimmed down after the program was nerfed but thankfully there’s still enough here to make it worth it.

Earning points with Lyft

As we discussed in this article, you can link your Lyft account to a number of partners to earn points when you take a ride with lift. One of the partners, and the one I recommend you use, is Bilt. Simply link your Lyft account to Bilt and you’ll earn points for every ride. This is on top of the extra points you’ll earn with cards like the Chase Sapphire Reserve. You can use this link to do this.

Fitness classes

Bilt allows you to earn points on money spent on fitness classes. While these were originally limited to Soul Cycle in just a few cities, they’ve expanded to other companies across the country. You can use this link to check to see if there’s a fitness class near you.

Refer friends to the Bilt card

You can refer people to the Bilt credit card even if you don’t have the card yourself. If they get one through your referral link, you’ll earn 2,500 points. For every 5 people you refer, you’ll get an extra 10,000 points. You can find your referral link here at https://www.biltrewards.com/invite

Dining

Use any linked credit card at certain restaurants and you’ll earn Bilt points. There’s nothing else you need to do. Please note that this is the same program that other companies use and you can only choose one. In other words, you cannot sign up for United’s dining program and Bilt’s program at the same time. Choose carefully. To set this up, use this link. You can either search for specific restaurants that have signed up with the program or just use a linked card at any restaurant you go to and if you happen to be at one in the program, you’ll get your rewards.

Walgreens

You can earn Bilt points by shopping in Walgreens. You’ll get points for using a linked credit card, 100 points on refills and Bilt will automatically apply your FSA/HSA benefits (if you have one). In order to take advantage of this you have to link the credit card(s) you want to use at Walgreens to your Bilt account. You should use a Chase Freedom card as they get 3x at pharmacies. You also have to opt-in to the prescription refills. That is not automatic. You also have to set up your FSA/HSA benefits. This can all be done on the app or on the website here.

How to link your credit cards to your account

Linking your credit cards to your Bilt account is easy. Just go to this link.

To apply for Bilt, please click here to use our link. You’ll be supporting our page and our efforts to teach you the basics of travel hacking. Thank you! For more information, please join our Facebook group Simple Travel Hacks.